How CaliforniaChoice Helps Small Business Owners

July 28, 2024by mycalchoice

For more than 28 years, CaliforniaChoice has been the trusted partner of small businesses across California. That’s because, at CaliforniaChoice, we take a different approach to employee benefits – one that focuses on the individual health care needs of our members and the budgetary requirements of our employers.

It’s a win-win that’s proving to make a powerful impact on recruiting and retention efforts in today’s challenging market. Read on if you’re interested in more reasons so many business owners are choosing CaliforniaChoice for their employee benefits package.

  • ACA Compliant Coverage: All plans available through CaliforniaChoice align with the Affordable Care Act. Best of all, you can choose multiple metal tiers, offering your employees access to a wider network of doctors, specialists, and hospitals.
  • Cost Control: With CaliforniaChoice, you decide what you want to contribute to your employees’ health insurance coverage – a Fixed Percentage of a specific plan or benefit or a Fixed Dollar Amount
  • Employee Choice: CaliforniaChoice gives you and your employees access to dozens of HMO, PPO, and HSA-qualified coverage options from seven of the state’s leading health plans
  • Simplified Administration: Adding or terminating employees’ coverage and making other administrative changes is easy—plus, you only have to manage a single monthly bill
  • Flexibility: Our programs offers you the flexibility to add optional benefits like Dental, Vision, Chiropractic and Acupuncture, and Life and AD&D plus the ability to change your contribution when it’s time for open enrollment

The Business Solutions Suite is an added benefit for CaliforniaChoice employers that comes with no additional cost. It offers groups access to:

  • A Premium Only Plan – Allowing employees to pay for health care premiums with pre-tax dollars
  • Flexible Spending Account Administration – Tax-free savings accounts where money can be used to pay for health care costs
  • Cal-COBRA Billing and Administration – Coverage after employment ends for businesses with 2-19 employees
  • Federal COBRA Billing and Administration – Coverage after employment ends for businesses with 20+ employees

Members appreciate the freedom and flexibility of CaliforniaChoice when it comes to something as important as health insurance. With online tools like Provider Search and Rx Search, they have access to comprehensive directories for information doctors, hospitals, and drug formularies in the program.

Members can also take advantage of a variety of steep discounts through the Member Value Suite, available exclusively to CaliforniaChoice members:

  • Entertainment Discounts – Savings on movies, amusement parks, sporting events, travel, and more
  • Wellness Discounts – Reduced pricing on FitBits, heart monitors, and gym memberships
  • Vision Care – Savings on frames, lenses, and eye exams
  • Hearing Services – Members save up to 50% on products and testing
  • Discounted Dental – Reduced fees for 20,000+ dental providers
  • Prescription Drug Savings – Discounts of up to 75% at pharmacies nationwide

Connect with a CaliforniaChoice broker  to learn more about CaliforniaChoice and how to get health insurance for your business.

Shopping for group health insurance?

This guide compiles a list of common questions you may have before you start offering health insurance coverage.
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